Gift Guide Part #4: Your Twin Sister Who Makes Wacky Jokes And Lives 3,000 Miles Too Far Away.

Really like these gifts! Awesome idea. My (non-twin) sister would probably love the kiva idea. :-D
For anyone else looking for good ideas, Jo featured one last year on her blog called the milktape which was a huge hit with my sister last year, also a good idea :)

My twin sister actually does live too many thousands of miles away! These are great!

You should add punjammies to your list! They are the most beautiful Pajamas, made through the international princess project; their “mission is to create pathways to freedom for women escaping the ravages of sex slavery to achieve lives of hope and dignity”
They are absolutely lovely and support an amazing cause!
http://shop.intlprincess.org/

I love your gift guides! I can always find something for at least one person on my list (and usually something for me too!). Definitely getting a bay leaf wreath for my mom. Looking forward to seeing your guide for fathers/brothers.

The smell of that Bay wreath must be incredible!

And go Kiva! Thanks for including a gift idea that keeps on giving.

Regarding some micro-loans that include interest rates, some of Kiva’s Field Partners do charge interest, but that’s mostly to cover some of their operating costs. The highest ROIs (returns on investment) that the Field Partners receive are 2-3%, which goes to show how difficult it can be to provide loans to rural entrepreneurs. But feel free to look through the borrower repayment schedules and Field Partner profiles online to check out whether interest is charged and why!

Kiva tries really hard to lend money to people and projects that otherwise wouldn’t get funding. If you’re interested in impact investing you should definitely have a read of this:

Happy holidays everyone!

Bummer, the AHeirloom cheese/crackers/cutting board gift set is sold out!

Just reread this and love it even more,